Pag-IBIG Fund Total Assets Surpass One Trillion Pesos
Pag-IBIG Fund’s total assets have soared beyond the ₱1.1 trillion mark as of March 31, 2025, highlighting the institution’s ongoing financial stability. This milestone reflects the continued growth of one of the Philippines’ leading government financial bodies. Notably, the total assets increased by ₱34.37 billion in the first quarter alone, up from ₱1.069 trillion at the end of 2024. This growth was fueled by expanding loan portfolios, careful investments, and solid member savings.
Strong Financial Position and Asset Growth
As of the first quarter, the Fund reported a substantial equity base of ₱776.52 billion. This figure represents the combined value of members’ equity, retained earnings, and other reserves. Such a strong foundation allows Pag-IBIG Fund to steadily increase the value of members’ savings while maintaining accessible loan programs for its 16.55 million active members.
Complementing this equity, the Fund holds ₱21.29 billion in cash and cash equivalents. Its investment portfolio also grew to ₱133.06 billion, emphasizing a strategic balance between liquidity and income-generating assets. Other significant components include property, equipment, investment properties, and various long-term assets, all contributing to a diversified and resilient financial structure.
Expanding Housing Loans and Membership Savings
In just the first quarter of 2025, Pag-IBIG Fund disbursed ₱30.22 billion in housing loans. Meanwhile, total membership savings collections reached ₱40.41 billion, marking a remarkable 41% increase compared to ₱28.07 billion during the same period last year. This surge underscores the Fund’s effective strategies in encouraging savings and providing financial support to members.
The Fund also maintained a strong performing loans ratio of 94.13%, indicating sound portfolio management and disciplined borrowers. Such figures demonstrate the agency’s commitment to sustaining financial health and supporting its members’ home financing needs.
Vision for Sustainable Growth and Inclusion
Earlier this month, the Fund’s leadership reiterated a 10-year vision focused on declaring annual dividends of at least 10%, expanding digital access, and promoting financial inclusion for underserved sectors. This long-term plan aims to strengthen the Fund’s sustainability and enhance its role in nation-building through inclusive home financing solutions.
According to sources familiar with the matter, the agency’s strategic goals include increasing digital services to better reach members and ensuring that housing loans remain accessible to all. This vision aligns with the broader mandate to support Filipinos in achieving homeownership and financial security.
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